Michael Wimmer, USMC – Ret.,CFP®
Financial Advisor
Michael Wimmer is a CERTIFIED FINANCIAL PLANNER™ professional who focuses on finding suitable strategies to meet clients’ financial needs, whether through risk management, income protection, retirement planning or education funding.
Michael’s career journey was inspired by a visit to a financial planner when he was in his 20s. It was after that meeting that he began taking his finances seriously, which then led him to take his career and life more seriously. He saw the positive impact that financial planners had on people who needed their services the most, which drove him to do the same for others.
He spent over 20 years in the U.S. Marine Corps until he retired in 2019. While enlisted, he earned his Bachelor of Science in business administration, and then attended Syracuse University where he earned his master’s degree in logistics, materials and supply chain management. Both degrees provided him the knowledge to give clients an honest look at where they are, where they want to go and the best way to get there.
When you walk through Michael’s door, the last thing he’ll discuss is a product or investment vehicle. He wants to address your problems head-on. What keeps you up at night? What financial battles are you facing that he can fight with you? What tools do you need to overcome your fears and achieve a future of financial freedom? He focuses on educating clients, providing them with options and allowing them to choose what’s best for their family. His goal is to give clients ownership of their plan.
Michael holds life, LTC, disability and annuity insurance licenses, and has passed the Series 7 and 66 securities exams.
When he’s not assisting clients with their financial goals, Michael loves to teach, train and compete in Brazilian jiu-jitsu as a black belt! He currently lives in Pensacola, Florida with his lovely wife Juliana.
AHF Wheel of Services
Wills / Trust Reviews
Leaving a legacy requires discipline and preparation. We can work with you to develop a tax-efficient plan that helps provide for the people and passions you care about the most.
Tax Strategies
While most tax preparers focus solely on the current year’s taxes, we plan for the future and highlight long-term strategies (after-tax, Roth and pre-tax) that fit your situation. While we don’t give specific tax guidance or prepare taxes, we often work directly with your tax professional to identify ideas that could make a meaningful impact now and in the future.
Investments
Once you reach life’s distribution phase — those long-awaited retirement years — it’s imperative to identify investments and strategies that align with your goals, risk tolerance and income needs. We can walk you through options to help ensure you never need to worry about running out of money.
Social Security
The question isn’t when can you begin taking your Social Security benefit (between 62 and 70); it’s when should you. We will detail many factors and considerations that go into Social Security optimization and help you determine ways to potentially increase your lifetime benefits.
Medicare
Let’s face it, Medicare can be confusing. But it doesn’t need to be. We can answer your questions and cut through the noise, making sure you have suitable medical and prescription drug coverage and clearly explaining options for covering the 20% of medical expenses that Medicare doesn’t cover.
401k / Pension
Understanding how your retirement program works is the first step toward reaching your goals. We can help you evaluate pension settlement options, make wise investment choices related to 401(k) or 403(b) plans and explain how your wealth is growing so you can have confidence your future is secure.
Workplace Benefits/Business Owner Solutions
If you’re a business owner struggling to recruit or retain key employees and provide attractive benefits, or if you’re contemplating a business transition, we can work with you to build a strong incentive plan and increase value. We create innovative solutions to help protect your business, your employees
and your lifestyle.
Long-Term Care Options
Preservation. That’s what long-term care is all about — shielding you and those you cherish from the unknown. We can assist in devising a long-term care strategy to give you confidence that, no matter what the future holds, your loved ones will be taken care of and your assets will remain intact.
Insurance Programs
The features of insurance policies can vary widely, meaning it’s essential to understand what your policy covers, who your named beneficiaries are, what limits you have and what triggers a loss. We can help you analyze and (if needed) adjust your plans to help eliminate surprises and ensure your needs are covered both now and in the future.
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Contact us today to learn how we have helped hundreds of individuals and families find the financial independence they sought by delivering services and products tailored to their distinct needs, goals and circumstances.